The Powerful and Easy-to-Use Calculator for Real Estate Investors and Agents The Qualifier Plus IIIfx is the ideal tool for real estate investors and agents. In addition to both common and advanced real estate finance problems and complete buyer qualifying, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Learn more about this product here: Qualifier Plus IIIx Intro and How To Use The Qualifier Plus IIIfx lets you Pre-qualify clients quickly & easily Solve Real Estate finance and investment problems Enhance professionalism Close more sales Detailed Functions Versatile buyer pre-qualifying for conventional Loans Solutions for P&I, PITI and Total payments Complete taxes, insurance and mortgage insurance for true PITI payments Cash Flows: IRR, NPV and NFV Automatic sales price & down payment calculations LTV function for quick purchase and refinance decisions Complete amortization, balloon payments Bi-Weekly vs. monthly loan comparisons Simplify complex ARMs Quickly find APR to fill out truth in lending statements Rent vs. buy solutions and estimated tax savings Built-in date math function for closing and expiration dates Combo loans and interest only payments Includes Quick Reference Guide Pocket User's Guide Protective slide cover 2 long-life LR44 batteries 1-Year Warranty Tech Specs Size 5.5 x 3.0 x 0.5" (140 x 76 x 13 mm) Product Weight 3.2 oz. (91 g) Power Two 1.5-volt LR44 batteries Battery Life Approximately 800 hours usage Auto Shut-off 8-12 min. Case Durable hard plastic slide cover Display Type LCD segment, 9 digits Display Dimensions 0.86 x 2.5" (22 x 64 mm) Accuracy 12 digit internal accuracy