Product Description This is the perfect template to help you set a paycheck budget! Budgeting is the best way to manage your personal finances, as it will help you understand where you are spending your money, how your expenses balance with your income, and how you can make lifestyle changes and re-prioritize your expenses. Setting a budget is essential for families and households, young professionals, as well as college students, and this tool will make it easy to get started. This budget planner is very simple to use: Start by estimating your income on payday Allocate how your budget should be distributed among different spending categories Throughout the pay cycle, record your daily expenses and label them under one of the spending categories Record your actual income that you receive on payday The tool will do all the remaining hard work and calculations for you: Show you charts of how your actual expenses are distributed among each category Summarize how your expenses compare to your income Break down in which categories you stick to your budget and where you need to do some work cutting expenses! Only basic spreadsheet knowledge is required because the tool is already programmed to do all the calculations and hard work for you! The spreadsheet even comes equipped with instructions for you. Technical Specifications The file is an .xlsx file and is designed to be opened with Excel. The file is an Excel spreadsheet with the following tabs: "Set Your Budget" "Record Spending and Income" "Track Your Budget" "Instructions" This spreadsheet works in both Microsoft Windows and Mac.
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