Get out of debt — your way. List every debt and the tracker ranks your payoff order by both methods: Snowball (smallest balance first) and Avalanche (highest interest first). Log payments and watch balances fall.Who it's for: anyone carrying a few balances at once who wants a clear order to tackle them in and visible proof the debt is shrinking.Inside: Debts + Payoff Log tabs and a Dashboard (balances by debt, debt by type, balance over time).Bonus — interactive Visual Dashboard (.html): open it in any browser, drag your saved sheet onto it, and see cleaner charts. Runs entirely on your device.Instant download. A .zip with the spreadsheet, the visual dashboard and a quick-start guide. Works in Excel, Google Sheets and Numbers.Created with AI assistance; designed, edited and finalised by Method Lane. Digital download for personal use — non-refundable once downloaded; your statutory rights are unaffected.