Financial Inclusion

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People without access to mainstream financial services pay more for goods and services and have less choice. This affects education, employment, health, housing, and overall well-b eing. Limited access to financial services also impedes economic development in impoverished communities. Samuel Kirwan's book examines the various types of policy implementation in developed and developing countries and considers the social impact and efficacy of such economic intervention. It makes a strong case for the value of financial inclusion as a conceptual term and policy tool. \n Format: Paperback / softback\n Length: 136 pages\n Publication date: 25 February 2021\n Publisher: Agenda Publishing\n People who are excluded from mainstream financial services often pay higher prices for goods and services and have fewer choices. The consequences of exclusion extend beyond financial matters and impact various aspects of life, including education, employment, health, housing, and overall well-being.In impoverished communities, limited access to financial services hinders economic growth. As a result, policy-makers, private institutions, and non-governmental organizations (NGOs) have developed strategies to promote financial inclusion. Samuel Kirwan's book, "Financial Inclusion: Policy Implementation in Developed and Developing Countries," explores the various types of policy implementation in both developed and developing countries. Through a series of illustrative case studies, including India's micro-credit industry and mobile banking in South Africa, Kirwan examines the social impact and effectiveness of these economic interventions.While acknowledging the potential risks and challenges associated with government-backed and private financial inclusion practices, the book makes a compelling case for the value of financial inclusion as a conceptual term for understanding the stakes of material poverty and as a policy tool that creates opportunities for meaningful changes in economic practices.The book offers valuable insights into the role of government policy in addressing inequality and serves as a valuable resource for researchers examining the socio-economic dimensions of poverty and efforts to alleviate it.\n Weight: 202g\n Dimension: 148 x 208 x 15 (mm)\n ISBN-13: 9781788211185\n \n Show more