Freighty Shipment InsuranceMake sure you understand any right of recovery for loss or damage you may have from the merchant, your bank or transport operator directly or under any laws, before buying this insurance. By clicking ‘yes, add insurance’ you confirm you are over 18 and have read and understood the Freighty Shipment Insurance Policy Wording and Product Disclosure Statement (PDS) before making the decision to buy this product. Terms, conditions, limits and exclusions apply. You are also advised to read the Financial Services Guide and Privacy Policy. BMS Risk Solutions Pty Ltd (ABN 45 161 187 980, AFSL 461594)(BMS) is authorised under a binder agreement with the product issuer, Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687)(Chubb) to distribute Freighty Shipment Insurance policies. Insure The Purchase Pty Ltd (ACN 629 898 013), trading as Freighty, is an Authorised Representative (AR number 0012697372) of BMS. Freighty and BMS do not act on your behalf when distributing this insurance. In issuing the policy, Freighty has provided general advice only and has not considered your personal objectives, financial situation or needs. The Merchant you have placed an order with acts as a Distributor of BMS and receives commission for each policy sold.