The IRMAA Appeal Kit — 2026 Edition

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Appeal IRMAA — Medicare’s income surcharge — step by step. Social Security’s letter says your Medicare premium is going up because of your income. What it doesn’t say clearly: if y our income has dropped since the tax year they used — most commonly because you retired — federal rules let you have that surcharge recalculated. There’s a few-page government form for it — Form SSA-44 — and this kit walks you through every step. $29 · 14-page PDF · delivered by email within minutes · 100% Satisfaction Guarantee — 45 days, no questions asked. Show more