This listing is for your down payment to start your payment plan. **Please ask us to post a Custom listing for you. Here's how it works We work with all budgets so we can create the ring of your dreams. There is a $5 processing fee per payment (for fees incurred). There is No interest & No credit checks. Up to is 60 Days to complete payments. How to start? You purchase the ring exactly as you would like it (incl size, metal, center gem, etc). During checkout you choose "other" as the payment. Each time you're ready to make a payment you let us know the amount & we will send you over a Paypal invoice. We start your order once payments are complete. All items are custom made just for you, Once all Payments are complete. All Payments are nonrefundable. ~Custom orders~ Looking for something different? Want a different Center stone or side stones? What about a completely custom ring? Contact us with the details, so we can quote you a price. We can make rings & designs for all budgets. ~Layaway/Payment Plans~ Sure, we can create a custom payment plan for you. We have options for all budgets, please contact us with what you're interested in. Please note, a small fee will be added for our fees incurred from accepting smaller/multiple payments. ~Shipping~ All our items are safely shipped via USPS Priority, Express, UPS/FedEx & insured for safety. Adult signature required By purchasing this item you acknowledge that you've read & agree to all our policies. https://www.etsy.com/shop/WanLoveDesigns/policy?ref=shopinfo_policies_leftnav Looking forward to making you the ring of your dreams!