For Grades 9th - 12th Prepare your high school student for real-world financial decisions with this Christian homeschool curriculum that teaches personal finance through the lens of biblical stewardship. Consumer Math homeschool curriculum set equips teens in grades 9–12 to apply math skills to budgeting, saving, debt, taxes, housing, and career planning—developing financial literacy rooted in faith and practical life application. The included Consumer Math Teacher Guide features a flexible 180-day schedule. Assignments are scheduled 5 days a week, approximately 45 minutes per lesson. What makes this Consumer Math course unique? Real-Life Math Applications: Teach your student to apply math in real-world situations like budgeting, managing living expenses, calculating taxes, and evaluating purchases. Biblical Perspective: Integrated Scripture studies guide students to view money, resources, and responsibility through a biblical worldview. Engaging Activities: Features real-life case studies that help students see biblical principles applied in action. “Scripture Sleuth” activities for Bible study, and application exercises to help reinforce the course concepts. Skill Development: Encourages the development of mental math skills, an understanding of budgeting, and good financial choices. The course emphasizes the biblical importance of generosity, saving, and wise spending. Teacher Guide Included: Engaging lesson reviews, thought-provoking assignments, and guided reflections make this course easy to teach and meaningful to complete. Additional Learning: Optional Master Books Academy online course provides additional learning opportunities and online labs. (COMING SOON!) Course Overview: Quarter 1: : Giving, Living Expenses, Debt, and Taxes Quarter 2:: Budgeting for Essentials and Big Expenses Quarter 3:: Major Financial Decisions—Cars, Careers, Housing Quarter 4:: Investing, Retirement, Business Math, and Review Course Features: 45 minutes per lesson, 5x per week Convenient daily schedule, saving you time! Full-color student & teacher text Perforated, 3-hole punched worksheets Recommended Grade Level: 9th – 12th One-year course to earn one math credit Supplemental video instruction is offered at MasterBooksAcademy.com Consumer Math equips students with the confidence to face life’s financial challenges as wise stewards of God’s provision. Whether preparing for college, a career, or life at home, this course offers indispensable knowledge for every Christian high school student. Curriculum Set Includes: Consumer Math Student Book Consumer Math Teacher Guide Table of Contents Quarter 1: The Big Picture & Key Skills 1. Introduction & Giving 2. Introduction to Living Expenses 3. Savings, Compound Interest, & Debt 4. Taxes 5. More Taxes & Review Quarter 2: Budgeting 6. Getting Started with a Budget 7. More on Budgeting Income; Limiting Lifestyle (Food) 8. Budgeting & Medical Expenses 9. Budgeting for Big Expenses 10. Review Quarter 3: Financial Decisions 11. Cars 12. Career Preparation 13. Housing, Part 1 14. Housing, Part 2 15. Decisions & Review Quarter 4: More Applications, Investments, & Financial Review 16. Applying Math Skills to Daily Life 17. Savings: Understanding Saving Options 18. Savings: Mechanics & Retirement 19. Estimating Taxes, Business Math, & Review 20. Review