ONE MONTH AHEAD CHALLENGE This savings challenge is designed to help you get one full month (or more) ahead on your bills. Each tracker sheet includes a set number of icons (clearly listed on each page).Simply calculate how much you need to save for that bill, divide it by the number of icons, and fill in one icon each time you save. What It Does Helps you build a full month bufferBreaks big bill amounts into small, manageable savings goalsKeeps your money organized and separated VARIANT OPTIONS Variant 1 – Starter Set (No Binder) Includes labeled trackers + top-loading clear envelopes (no binder). Categories included: Housing Subscriptions Insurances Debt Minimums Car Loan Cell Phone Credit Card Variant 2 – Expanded Set (With Binder Option Available) Includes: 2nd & 3rd Credit Card 2nd Car Loan Childcare Pet Expenses Water Electric Home Gas Includes: Top-loading envelopes Clear plastic binder with elastic band (if binder option selected) Non-Binder Option You may choose this set without a binder. Blank “Write Your Own” Version Instead of labeled categories, the trackers simply say: ONE MONTH AHEAD You handwrite your own category at the top. Includes: Set of 10 blank trackers 10 top-loading envelopes Sizing Details Available in: A5 Size – comes with top-loading envelopes Binders (when selected) are clear plastic with an elastic closure. Trackers are printed on thick cardstock and hand-cut, so slight variations may occur.
