Covers up to $15,000 in total purchase. 5 Year Protection Plan. Report all claims to Guardian within 30 days of the accidental staining or damage occurrence. These are the specific coverages for the plan you purchased: 1. FABRIC: Accidental stains caused by any food or beverage normally consumed by humans; mold and mildew stains caused by food or beverage spills; stains caused by human or pet bodily uids. Accidental stains caused by grass, grease, ballpoint pen ink, iodine, nail polish, cosmetics, lipstick, crayon, and shoe polish. Accidental rips, cuts, punctures or burns from a single relatable occurrence. 2. LEATHER/VINYL: Accidental Stains caused by any food or beverage normally consumed by humans; mold and mildew stains caused by food or beverage spills; stains caused by human or pet bodily uids; grass, grease, ballpoint pen ink, iodine, nail polish, cosmetics, lipstick, crayon, and shoe polish. Rips, cuts, punctures or burns from a single relatable occurrence. 3. WOOD AND HARD SURFACE: Accidental stains caused by any food or beverage normally consumed by humans; mold and mildew stains caused by food or beverage spills; Breakage of wood frame or structure or other hard surface from single incident; gouge, heat mark or liquid ring from single incident; accidental breakage of glass or mirror compo- nents (with the exception of crowned or curved glass). An incident is de ned as a single relatable occurrence that caused a covered problem and not build up. Does not cover “Frame Spring Mechanisms & Power Motors” .