You will receive a complementary care kit relevant to your product with every care plan purchased (please see images) - Care kit RRP : £50.00 What is insured? UpholsteryWhere shown on Your Policy Schedule, Stains on fabric or leatherFurniture which are sudden and accidental resulting from:✓ Food and beverages;✓ Ink, paint and dye;✓Human and pet bodily fluids✓ Cosmetics, soap and shampoo;✓ Wax and wax polish;✓ Glue and superglue;✓ Dye transfer;✓ Acids, bleaches, caustic and corrosive solutions andsubstances Where shown on Your Policy Schedule, Structural defects toFurniture, mattresses (including mattress protectors) followingthe expiry of the supplier’s warranty caused by:✓ Defects to frames caused by breakage or becoming warped;✓ Defects of mechanical, electric recliners and components;✓ Bending and breakage of metal components;✓ Broken zips, castors, and buttons;✓ Separation of seams and stitching;✓ Lifting or peeling of the hide on leather Furniture; Loss of resilience to foam and fiber interiors Where shown on Your Policy Schedule, Accidental Damage onFurniture, mattresses & mattress protectors caused by:✓ Rips;✓ Tears;✓ Burns;✓Scuffs, Scratches and Punctures✓ Pet Damage;✓ Breakage;✓ Structural breakage. Cabinets, Beds & MattressesWhere shown on Your Policy Schedule, Stains to cabinet Furniture,bed frames and mattresses which is sudden and accidentalresulting from:✓ Food and beverages;✓ Ink, paint and dye;✓Human and pet bodily fluids✓ Cosmetics, soap and shampoo;✓ Wax and wax polish;✓ Glue and superglue;✓ Dye transfer;✓ Acids, bleaches, caustic and corrosive solutions and substances. Where shown on Your Policy Schedule, Structural defects toFurniture, mattresses (including mattress protectors) following theexpiry of the supplier’s warranty caused by:✓ Defects to frames caused by breakage or becoming warped;✓Peeling of the finish on solid wood veneered or laminateFurniture;✓ Defects of mechanical, electric recliners and components;✓ Bending and breakage to metal components;✓ Broken zips, castors, and buttons;✓ Separation of seams and stitching;✓ Lifting or peeling of the hide on leather bed frames and diningFurniture Where shown on Your Policy Schedule, Accidental Damage onFurniture, mattresses & mattress protectors caused by:✓ Rips & tears;✓ Burns;✓Scuffs, scratches and punctures✓ Dents, chips & scratches;✓ Breakage, scratches of glass or mirrors;✓ Pet damage;✓ Breakage;✓ Structural breakage; What is not insured?× Any damage (structural or otherwise), soiling or staining caused:a. Prior to or during delivery; b by fine, fire damage, smoke, ash, flood, wind, lighting, the act of sunlight, oxidisation, or any other natural disaster×Structural defects first discovered during the manufacturers warranty period× Stains and damage that are consistent with wear and tear× Variations in batches of dyes, where a part is replaced the colour match will be within a commercial tolerance;× Consequential loss of any kind and or loss of use;× Damage not consistent with the original claim or misrepresentation of an occurrence.× Repairs carried out by a technician not assigned by the service provider, or damage caused by a third party contractor× Damage to insured items used for rental / sublet or commercial purposes, or furniture in storage or transit;