THIS IS A DIGTAL PRODUCT Digital means it's ready to download straight away after buying. No Physical product will be shipped. No waiting and no shipping fees. Purchase once and its yours forever. You must have an app to use the planner! We recommend Goodnotes (Instructions listed in attached product images on steps to download) The struggle of managing money is now over. What’s included in the budget planners✨ • This budget planner has you set for all 12 months in the year. Undated Calendars include so you can start when you are ready. • Each planner includes : * Positive money affirmations • One vision board sheet to set your dream lifestyle • A monthly/weekly budget expectation goal • A reality budget monthly template • Bill payment tracker, Debt Tracker, Two Expense Tracker, and a Savings Tracker.• Notes page and monthly reflection pages included• Glossary at the end of the book for extra guidance on budgeting terms Not to mention super beginner friendly:) REFUNDS & TERMS Every digital and instant download purchase is non-refundable, as there is no way for us to tell whether you have printed the design. Sales are final. If you have any questions or concerns about your order, please feel free to reach out to us anytime. You may not resell, giveaway as a freebie, reproduce, distribute by electronic means (even as a freebie) or profit in any way from the template or design. By purchasing you are strictly agreeing to these terms. Please remember that colors may vary slightly when printed, due to monitor calibration settings, printout settings and material type All additional props such as tablets, phones, frames, items on display and non-incorporated writing are for illustrative purposes and are not included within the sale. THIS IS A DIGTAL PRODUCT Digital means it's ready to download straight away after buying. No Physical product will be shipped. No waiting and no shipping fees. Purchase once and its yours forever. The struggle of managing money is now over. What’s included in the budget planners✨ • This budget planner has you set for all 12 months in the year. No Calendars include so you can start when you are ready. • Each planner includes : • One vision board sheet to set your dream lifestyle • A monthly budget expectation goal • A reality budget monthly template • Bill payment tracker, Debt Tracker, Expense Tracker, and a Savings Tracker.• Notes page and monthly reflection pages included• Glossary at the end of the book for extra guidance on budgeting terms Not to mention super beginner friendly:) REFUNDS & TERMS Every digital and instant download purchase is non-refundable, as there is no way for us to tell whether you have printed the design. Sales are final. If you have any questions or concerns about your order, please feel free to reach out to us anytime. You may not resell, giveaway as a freebie, reproduce, distribute by electronic means (even as a freebie) or profit in any way from the template or design. By purchasing you are strictly agreeing to these terms. Please remember that colors may vary slightly when printed, due to monitor calibration settings, printout settings and material type All additional props such as tablets, phones, frames, items on display and non-incorporated writing are for illustrative purposes and are not included within the sale.
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